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The Business of Real Estate

Keeping your home


Over the past several months, there has been a lot of information available about alternatives to foreclosure:

  — forebearance

  — loan modification

  — short sale

  — deed in lieu

All of these depend on the mortgage lender involved, and on how they make loss mitigation decisions.  The rules of foreclosure, however, are a matter of state law.  Lenders may exercise patience and attempt alternatives before triggering the foreclosure process, but this website does a good job of outlining the steps in a Texas foreclosure, and in providing good general information about some alternatives:

KeepMyTexasHome.org

If you’re struggling with mortgage payments and in risk of losing your home, don’t wait until it’s too late.  Please check out this information and contact a professional for assistance.

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About Bill Morris, Realtor

More than thirty years of business experience (high tech, client service, business organization and start-up, including many years in real estate) tell me that service is the key to success and I look forward to serving you. I represent both buyers and sellers throughout the Austin metropolitan area, which means first-hand market knowledge is brought to bear on serving your needs: -- Seller Representation is a comprehensive process that begins with thorough market analysis and consultation, continues with properly staging the home to achieve the highest price possible in a reasonable time on market, a complete program of marketing and promotion, ongoing updates and communication, closing coordination, and follow-up throughout (and after) the sale. -- Buyer Representation is also full service: shopping, previewing, price and market consultation, contracting, negotiating, coordination of inspections, appraisals, repairs, and closing details, and follow-up beyond the closing of your purchase to ensure your lasting satisfaction. Because the real estate industry is becoming more sophisticated and challenging every day, you need a professional that understands the industry and is positioned to stay ahead of the game. I go the extra mile to help you achieve your goals. That's why I constantly research the market and property values so your home is priced effectively from day one. I also make sure the public knows your home is for sale by using innovative advertising and marketing techniques to attract potential buyers.

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